India Post Payment Bank

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Account Opening Charge

Nil *

Minimum Balance

Nil *

Interest Rate

2% *

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Eligibility

Citizen Individuals above eighteen years (sole or joint)
A financial saving is available for Resident Individual (sole or joint account)
Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Documents Required

ID Proof:- Driving License, Passport, Voter's ID, Aadhaar Card
Address Proof:- Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
Signature Proof:- PAN Cards, Driving License, Passport
Latest Passport Size Photographs

Benefits of Saving Account

You can bank whenever you want.
Instant and paperless account opening using Aadhaar in accordance with the appropriate rules Account opening without eKYC
Online transactions using the RuPay Virtual Debit Card
There is no requirement to keep a monthly average balance.
The account can be started with no money in it.
Mini statement via SMS (free monthly e-statement)

Regular savings account
- Regular savings accounts can be opened at banking hotspots and on your doorstep. This account can be used to secure funds, withdraw, deposit and transfer funds easily, among a host of other benefits. In addition, it is possible to earn interest on the funds held in this account and the withdrawals allowed from this account are unlimited.
Digital Savings Account
- For the tech-savvy and tech-savvy, the IPPB Digital Savings Account is the best way to get involved through the IPPB mobile app. This app can be downloaded from the Play Store on your Android phone and is available on the app store for iPhone users. Anyone over 18 years old with Aadhaar and PAN card can open this account.
Basic Savings Account
- This savings account has all the features and benefits offered by a regular savings account (except that it only allows cash withdrawals four times per month). The purpose of the Basic Savings Account is to provide excellent banking services at a very low cost.

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