SBI Xpress credit personal loan

Eligibility

• Applicant must have a minimum age of 18 years
• The minimum income salary must be 2 lakhs.
• Applicant should either be salaried or self-employed

DOCUMENTS REQUIRED

• Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
• Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
• Two recent passport-sized photographs
• 3-month salary slip for salaried individuals
• Bank statements for the past three months
• Audited financials for the last two years (for self-employed) or Form 16

PRECLOSURE + OTHER CHARGES

Correctional Interest @2%/m would be charged well beyond the relevant loan cost on the past due sum for the time of default. Prepayment charges of 3% on the prepaid sum. No prepayment/abandonment charges assuming a record is shut from the returns of another credit account under a similar plan. The base reimbursement period is of a half year and the greatest reimbursement time frame is of 6 years or the leftover time of administration (whichever is lower)