Benefits of a Home Loan
Customized solutions
Get up to INR 35 crore in house loans with up to a 25-year repayment period.
Transferring the amount of a home loan with a top-up
With simplified balance transfer solutions at reduced rates, you can transfer your existing home loan and reduce your EMIs.
Cashback Programs for Home Loans
Take advantage of cashback options on home loans and receive up to 2% cashback based on your payback history.
Program for Home Loans
Under the Home loan program, you can get a refinance on payments made within 6 months of purchasing a home.
Saves Money at Home
A one-of-a-kind financing option that allows you to pay off your mortgage faster while saving money on interest.
Interest Rates That Are Attractive
Get house loans up to INR 35 crores to visualise your dream home, with rates starting at 6.99%* p.a.
Insurance
Feel secure with solutions that shield your family from financial obligations in the event of a life-threatening or property-damaging disaster.
Home Loan Tax Benefits
Take advantage of tax incentives under Section 24(b) of the Income Tax Act of 1961, Section 80C.
Please contact us.
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MORTGAGE LOAN
Borrow up to 70% of your residential or commercial property’s market value for personal expenses.
For most people, purchasing a home is a once-in-a-lifetime opportunity and an expensive undertaking. Giving such a dream life needs a lot of effort on the purchasers' behalf, and the easiest way to fit a property into their budget is to take out a Home Loan.
The word 'home' conjures up images of comfort, joy, pride, and family time. Every homeowner will tell you that her home offers her a sense of belonging and that ownership is sacred; it is one asset she would never swap for anything.
Now is a wonderful time to start planning your house purchase if you want to feel a sense of ownership, pride, and delight. It doesn't have to be expensive to become a homeowner. You can apply for a home loan to make your dream of buying a home a reality. There are various advantages to taking out a home loan, including tax benefits on interest paid and loan amount repaid. Apply now to become a homeowner rather than later; the home loan provider will aid you in evaluating the builder's reputation and track record, as well as the legal paperwork connected to the structure.
In addition to these advantages, there are three more advantages to becoming a homeowner in today's world:
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Low property prices: Homebuyers now have a variety of cheap housing options. For a home buyer, this has two benefits: on the one hand, she can afford a larger property or acquire one for less money than she had budgeted. On the other hand, she can take advantage of additional advantages of buying a property with a home loan, such as tax advantages, putting a small down payment and then utilising a home loan to cover the rest, and a longer loan payback term of up to 30 years.
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Lower GST (Goods and Services Tax) rates on home purchases: The GST (Goods and Services Tax) rates on home purchases have been drastically decreased. Currently, the GST rate on residential home purchases is 5% (1% for affordable homes) without the advantage of an input tax credit (ITC). Buying a property now will allow you to take advantage of these cheap rates.
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Low interest rates: Home loans have been relatively reasonable in recent years as interest rates have fallen. Cheaper interest rates translate to lower EMIs, making home loans more appealing and affordable.
