Home Loans at the Lowest Rates of Interest
Evaluate your options, streamline your journey towards owning your dream home, and save money through personalized loans.
Loan Amount
₹1,00,00,000
Processing Fee
Upto 2% *
Interest Rate
6.5% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21-65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
Depending Upon Loan Amount
Loan Amount
₹5,00,00,000
Processing Fee
Upto 2% *
Interest Rate
6.9% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21 65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
NIL
Loan Amount
₹50,00,000
Processing Fee
Upto 3% *
Interest Rate
12% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21 65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
Depending Upon Banks
Loan Amount
₹5,00,00,000
Processing Fee
Upto 3% *
Interest Rate
14% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21 65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
Depending Upon Banks
Loan Amount
₹50,00,000
Processing Fee
Upto 3% *
Interest Rate
15.99% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21 65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
Depending Upon Banks
Loan Amount
₹1,00,00,000
Processing Fee
Upto 2% *
Interest Rate
6% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21-65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
Depending Upon Banks
Loan Amount
₹75,00,000
Processing Fee
Upto 2% *
Interest Rate
9% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21 65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
Depending Upon Loan Amount
Loan Amount
₹10,00,00,000
Processing Fee
Upto 1% *
Interest Rate
6.65% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21 65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
NIL
Loan Amount
₹50,00,000
Processing Fee
Upto 3% *
Interest Rate
12% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21 65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
Depending Upon Banks
Loan Amount
₹5,00,00,000
Processing Fee
Upto 1% *
Interest Rate
6.4% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21 65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
Nil
Loan Amount
₹30,00,00,000
Processing Fee
Upto 1% *
Interest Rate
6.7% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21-65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
NIL
Loan Amount
₹80,00,000
Processing Fee
Upto 2% *
Interest Rate
11% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21 65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
Depending Upon Banks
Loan Amount
₹50,00,000
Processing Fee
Upto 1% *
Interest Rate
6.7% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21 65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
NIL
Loan Amount
₹50,00,000
Processing Fee
Upto 2% *
Interest Rate
9.75% *
Eligibility
- Both new and existing customers of Jana Small Finance Bank can avail Home Loan.
- Any self-employed professional, self-employed non-professional & salaried professional can avail Home Loan from us.
- Professionals with cash income can also apply.
- Minimum household income of Rs.10,000 per month
- Minimum 25 years of age and up to 75 years during loan maturity
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
4
Loan Amount
₹75,00,000
Processing Fee
Upto 2% *
Interest Rate
7.05% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21-65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
NA
Loan Amount
₹15,00,00,000
Processing Fee
Upto 1% *
Interest Rate
6.66% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21 65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
NIL
Loan Amount
₹10,00,00,000
Processing Fee
Upto 1% *
Interest Rate
14% *
Eligibility
Salaried Individuals
-
Minimum net income of Rs.120,000 per annum
-
Minimum age at loan sanction – 24 years. Maximum age at loan maturity – 60 years or superannuation whichever is early
-
Work experience of minimum 1 year at current job and 2 years of total experience. If current job is less than 1 year, then 3 years of total experience required
Self-Employed Individuals and Professionals
-
Minimum net annual income as per latest year ITR / Financials of Rs.150,000
-
Minimum age at loan sanction – 24 years. Maximum age at loan sanction – 65 years
-
Business continuity of last three years in the same field
DOCUMENTS REQUIRED
- PAN Card – For Individual / Partnership Firm / Company
- Identity Proof – Any one (e.g. Voter ID / Driving License / Passport)
- Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
- Business Continuity Proof – Any one document dated 5 years old (Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
- Passport Size Photographs
- Any other valid Photo ID card issued by central or state government
PRECLOSURE + OTHER CHARGES
2
Loan Amount
₹1,00,00,000
Processing Fee
Upto 3% *
Interest Rate
8.9% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21 65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
Depending Upon Banks
Loan Amount
₹10,00,00,000
Processing Fee
Upto 1% *
Interest Rate
8% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21-65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
- Two Passport Size Photos of the applicant/co-applicant and the guarantor.
- Copy of VISA, Passport, Work Permit, ID Card (Applicable for NRI customers) .
PRECLOSURE + OTHER CHARGES
Depends on Repo Rate.
Loan Amount
₹10,00,00,000
Processing Fee
Upto 1% *
Interest Rate
8.9% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21 65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
NIL
Loan Amount
₹3,50,00,000
Processing Fee
Upto 1% *
Interest Rate
6.99% *
Eligibility
- Individuals who're at least 21 years of age at the time of making use of the mortgage and no older than 65 on the cease of the mortgage tenure
- Individuals who've had an activity for at the least 2 years, with at least 12 months with the modern employer
- Those who earn at least ₹ 2.5 Lakhs in step within 12 months, inclusive of the profits of the spouse
- Individuals who personal a vehicle and feature paid at the least 12 EMIs if there's a lively mortgage on their vehicle
DOCUMENTS REQUIRED
- Salaried individuals –
- 2 months salary slip (If variable components are present in salary structure)
- Latest year Form-16
- Bank statements for the last 3 months
- Self-employed individuals/professionals –
- Latest 2 years IT returns and computation of income (firm and individuals)
- Latest 2 years P&L statements, balance sheets (along with all the schedules) and capital account statements, certified by a C.A
- Latest 2 years audit reports
PRECLOSURE + OTHER CHARGES
0
Loan Amount
₹5,00,00,000
Processing Fee
Upto 2% *
Interest Rate
7.15% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 24-65
- Minimum main applicant's monthly income: 30,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
2
Loan Amount
₹75,00,000
Processing Fee
Upto 1% *
Interest Rate
7.1% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21-65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
1
Loan Amount
₹30,00,000
Processing Fee
Upto 1% *
Interest Rate
6.4% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21 - 65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees.
DOCUMENTS REQUIRED
- ID: Voter ID/Passport/Driver License/Employer ID
- Proof of Address: Telephone bill/driver's license/passport/voter ID.
- 3 recent passport photos of the applicant, co-applicant, and guarantor
- PAN card of applicant, co-applicant, and guarantor
- Income verification
- Other documents are required to be submitted according to your profile
PRECLOSURE + OTHER CHARGES
NIL
Loan Amount
₹5,00,00,000
Processing Fee
Upto 1% *
Interest Rate
8.95% *
Eligibility
- Resident Type: Indian and Non-Resident Indian (NRI) Applicant
- Age: 21 65
- Minimum main applicant's monthly income: 15,000 rupees.
- Minimum applicant's monthly income: 10,000 rupees
DOCUMENTS REQUIRED
- Identity proof: Passport/ Driving License/ Voter ID/ PAN
- Salary slips for the last 3 months
- Copy of IT Return or Form-16 for the last two years
- Last 6 month's bank statement (showing salary credited)
PRECLOSURE + OTHER CHARGES
NIL
