Choose the Loan That Helps You Touch the Sky!
Browse through our wide range of educational loans and choose the one that helps you achieve your academic goals.
Browse through our wide range of educational loans and choose the one that helps you achieve your academic goals.
₹6,00,000
Upto 2% *
16% *
3 %
₹20,00,000
Upto 1% *
13.7% *
Decided By Bank
₹10,00,000
Upto 2% *
11% *
NIL
₹10,00,000
Upto 3% *
12% *
Depending Upon the bank
₹10,00,000
Upto 3% *
14% *
NA
₹10,00,000
Upto 2% *
11% *
NA
₹4,00,000
Upto 2% *
9% *
Depending Upon Loan Amount
₹15,00,000
Upto 1% *
11.5% *
Decided On Bank
₹20,00,000
Upto 1% *
14.1% *
NA
₹1,00,00,000
Upto 3% *
10.5% *
NIL
₹5,00,000
Upto 2% *
9% *
Depending Upon Loan Amount
₹10,00,000
Upto 2% *
14% *
NA
₹10,00,000
Upto 2% *
8% *
Depending Upon Loan Amount
₹20,00,000
Upto 2% *
16% *
Decided by Bank
₹20,00,000
Upto 2% *
14.15% *
Decided By bank
₹15,00,000
Upto 2% *
10.99% *
Decided By bank
₹10,00,000
Upto 1% *
7% *
0
₹15,00,000
Upto 1% *
15% *
0
₹15,00,000
Upto 2% *
10.99% *
Depending Upon Loan Amount
₹10,00,000
Upto 1% *
6.65% *
0
₹20,00,000
Upto 1% *
11.35% *
NIL
₹10,00,000
Upto 3% *
12% *
Depending Upon Banks
You can get a loan for higher education for full-time or part-time programs. Besides, there are loans for working professionals.
Depending on your bank or financial institution, you can opt for a fixed or floating interest rate package.
Typically, the loan repayment period begins 6-12 months after your course is completed or when you secure a job, whichever is earlier.
Your preferred payment method varies among lenders. It is thus advisable to check with the lender while availing of the loan.
Different lenders offer varying moratorium periods to applicants for loan repayment. You must repay your loan via EMIs.
Here are a few of customers’ common concerns regarding Education Loan.
Well, this is not the case. Generally, education loans to pursue courses in India do not offer the exact amount for comparable courses out of India. Education loans provide higher amounts for courses abroad due to fees and living expenses being higher than for courses in our country.
Nearly all education loans from banks and other financial institutions need collateral that may be property, shares, fixed deposits, bonds, and so on. You can, however, avail yourself of an education loan without any form of collateral. You are not required to offer collateral or security for sums of up to INR 7.5 lakhs, but any amount above that demands collateral.
The answer is No. Only an Indian National is eligible to apply for an education loan from a bank in India. Any student who is an Indian citizen can apply for and avail of n education loan from a lender in India. Collateral or documents that can be considered as security must be those that are enforceable in our country.
If you opt to discontinue the course mid-way due to any circumstances, you should begin to repay the loan instantly after being employed.