Choose the Business Loan that Lowers Your EMIs

Eligibility

Turnover - Minimum 30 lakhs.

Business Age - Minimum 3 years.

Age Range- 21 - 65 years

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter's ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

Decided by bank

Eligibility

•  You must be an Indian citizen.
• Must be self-employed. You must be between the ages of 26 and 66  to apply for a  
  business loan.
• Must have 3 years of business experience with a minimum of 2 years required.

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter`s ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

Decided by bank

Eligibility

Turnover - Minimum 30 lakhs.

Business Age - Minimum 3 years.

Age Range- 21 - 65 years

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter's ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

Depending Upon Banks

Eligibility

Turnover - Minimum 30 lakhs.

Business Age - Minimum 3 years.

Age Range- 21 - 65 years

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter's ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

Depending Upon Banks

Eligibility

Turnover - Minimum 30 lakhs.

Business Age - Minimum 3 years.

Age Range- 21 - 65 years

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter's ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

Depending Upon Banks

Eligibility

• Self-hired individuals, Proprietors, Private Ltd. Co. and Partnership Firms concerned withinside the enterprise of Manufacturing, Trading or Services.
• The enterprise needs to have a minimum turnover of Rs. forty lakhs
• Individuals who've been withinside the present-day enterprise for at least three years, with five years overall enterprise experience.
• Those whose enterprise has been earnings making for the preceding 2 years
• The enterprise needs to have a Minimal Annual Income (ITR) of Rs. 1. five lakhs in keeping with annum
• The applicant needs to be a minimum of 21 years on the time of making use of the mortgage, and need to be no older than sixty-five years on the time of mortgage maturity

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter`s ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

4 %

Eligibility

Turnover - Minimum 30 lakhs.

Business Age - Minimum 3 years.

Age Range- 21 - 65 years

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter's ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

Depending Upon Banks

Eligibility

Turnover - Minimum 30 lakhs.

Business Age - Minimum 3 years.

Age Range- 21 - 65 years

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter's ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

Depending Upon Banks

Eligibility

• Self-hired individuals, Proprietors, Private Ltd. Co. and Partnership Firms concerned withinside the enterprise of Manufacturing, Trading or Services.
• The enterprise needs to have a minimum turnover of Rs. forty lakhs
• Individuals who've been withinside the present-day enterprise for at least three years, with five years overall enterprise experience.
• Those whose enterprise has been earnings making for the preceding 2 years
• The enterprise needs to have a Minimal Annual Income (ITR) of Rs. 1. five lakhs in keeping with annum
• The applicant needs to be a minimum of 21 years on the time of making use of the mortgage, and need to be no older than sixty-five years on the time of mortgage maturity

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter`s ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

Decided by bank

Eligibility

Turnover - Minimum 30 lakhs.

Business Age - Minimum 3 years.

Age Range- 21 - 65 years

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter's ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

Depending Upon Banks

Eligibility

• Applicants must be in business with at least 40 Lakhs in revenue in the last three years.
• The business must be profitable for at least one year.
• Applicants must be sole proprietors/partner companies/personal limited companies/trusts/LLPs engaged in manufacturing, trading, or providing services.
• The principal applicant must be at least 25 years of age and under 65  at the time of repayment of the loan.

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter`s ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

Decided By Bank

Eligibility

Turnover - Minimum 30 lakhs.

Business Age - Minimum 3 years.

Age Range- 21 - 65 years

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter's ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

Depending Upon Banks

Eligibility

• Existing customers of Jana Small Finance Bank who have completed 12 months
• Successfully running the business since last 2 years

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter's ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

4

Eligibility

• Applicants must be in business with at least $40 million in revenue in the last three years.
• The business must be profitable for at least one year.
• Applicants must be sole proprietors/partner companies/personal limited companies/trusts/LLPs engaged in manufacturing, trading, or providing services.
• The principal applicant must be at least 25 years of age and under 65  at the time of repayment of the loan.

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter`s ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

Decided By bank

Eligibility

• Turnover - Minimum 30 lakhs.
• Business Age - Minimum 3 years.
• Age Range- 21 - 65 years

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter's ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

Depending Upon Banks

Eligibility

• Applicants must be in business with at least  40 million in revenue in the last three years.
• The business must be profitable for at least one year.
• Applicants must be sole proprietors/partner companies/personal limited companies/trusts/LLPs engaged in manufacturing, trading, or providing services.
• The principal applicant must be at least 25 years of age and under 65  at the time of repayment of the loan.

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter`s ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

Decided By Bank

Eligibility

• Applicants must be in business with at least 40 Lakhs in revenue in the last three years.
• The business must be profitable for at least one year.
• Applicants must be sole proprietors/partner companies/personal limited companies/trusts/LLPs engaged in manufacturing, trading, or providing services.
• The principal applicant must be at least 25 years of age and under 65  at the time of repayment of the loan.

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter`s ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

Decided By Bank

Eligibility

• Applicants must be in business with at least 40 Lakhs in revenue in the last three years.
• The business must be profitable for at least one year.
• Applicants must be sole proprietors/partner companies/personal limited companies/trusts/LLPs engaged in manufacturing, trading, or providing services.
• The principal applicant must be at least 25 years of age and under 65  at the time of repayment of the loan.

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter`s ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

Decided By bank

Eligibility

Turnover - Maximum 99 lakhs.

Business Age - Minimum 3 years.

Age Range- 21 - 65 years

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter's ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

Depends on bank

Eligibility

• Partnership firm (Including Limited Liability Partnership firms)
• Sole Proprietorship entity
• Private Limited Companies(including closely held limited companies)
• Entity should have profitable business
• Minimum 3 years of business operation
• Minimum annual turnover of INR 100 lakhs for entity

DOCUMENTS REQUIRED

• Documents related to establishment of entity, identity and address proof
• 12 months GST returns for Turnover computation
• Latest 2-years annual return including Profit & Loss (P&L) statement, balance sheet and income tax returns
• Last 6 months statements
• Specific details would be provided by the sales officer

PRECLOSURE + OTHER CHARGES

5

Eligibility

• Age should range from 25 to 65 years old.
• A CIBIL score of 700 or above is required.
• The candidate must own a firm that has been profitable for three years in a row.
• The company's turnover must be on the rise.
• A certified Chartered Accountant will audit your balance sheet (CA)

DOCUMENTS REQUIRED

• Identity proof: Passport/ Driving License/ Voter ID/ PAN
• Salary slips for the last 3 months
• Copy of IT Return or Form-16 for the last two years
• Last 6 month's bank statement (showing salary credited)

PRECLOSURE + OTHER CHARGES

2

Eligibility

Turnover - Minimum 30 lakhs.

Business Age - Minimum 3 years.

Age Range- 21 - 65 years

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter's ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

2

Eligibility

• You must be an Indian citizen.
• Must be self-employed. You must be between the ages of 26 and 66  to apply for a  business loan.
• Must have 3 years of business experience with a minimum of 2 years required.

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter's ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

Depending Upon Banks

Eligibility

• Turnover - Minimum 30 lakhs.
• Business Age - Minimum 3 years.
• Age Range- 21 - 65 years

DOCUMENTS REQUIRED

• PAN Card/Driving License/ Passport/ Voter's ID/ Aadhaar Card 
• Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no greater than three months old) 
• Agreement Copy / Electricity Bill / Maintenance Bill with percentage certificates / Municipal tax bill/Share certificates 
• Shop and Establishment certificates/Tax registrations-VAT/Service tax/GST registrations 
• MOA/Partner Ship Deed/GST Registration Certificate

PRECLOSURE + OTHER CHARGES

Depending Upon Banks