The Fixed Deposit That Delivers the Highest Interest Rate

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

It provides both regular fixed deposit and tax-saving fixed deposit products to its customers. AU Small Finance Bank offers attractive rates across all investment tenures.

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

• Partial withdrawal option available./li>
• Get tax benefits for the account.
• Auto-renewal option benefits.
• The account can be accessed from anywhere online.

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

•  Interest rate Range of 5.51% to 7.05% per annum
• Minimum period 1 year
• Maximum maturity 5 years
• Minimum deposit KRW 25,000 ​
• Simple and convenient online banking  and UPI payment

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

• The interest rate is calculated on a daily basis and credited quarterly into the SB Account every year.
• either at the time of closing the SB Account or on a quarterly basis at the time of closing each quarter.
• Since May 2016, quarterly interest payments are usually credited on a regular basis to SB accounts regardless of their operational status.

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

• It can be used to access your deposits for both long-term as well as short-term purposes.
• Avail loans of up to 95% of the fixed deposit value

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen year

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

• You can start with just Rs 1,000 and use your funds whenever you need them.
• We offer attractive interest rates with flexible loan terms.

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

• A deposit of Rs.100/- or multiples thereof needs to be made online.
• Bulk deposits of Rs.2 Crore or more are also accepted.
• Minimum and Maximum deposit periods are 7 days and 10 years respectively.

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

• 7 days    3.60%
• 8 days & up to 14 days    2.50%
• 15 days & up to 29 days    2.50%
• 4 years to less than 5 years    5.65%
• 5 years and above    5.75%

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

• A linked FD request requires a minimum amount of $1,05,000 in the current account.
• When the amount in the Current Account goes below $1,000,000 for individual clients, all FDs linked to the Account will be enabled for automatic reverse sweep.
• For Current Account customers, the connected FDs will be under the same Customer ID.
• For reverse sweep, FDs will be broken on a Last-In, First-Out (LIFO) basis.

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

• This additional interest is available on fixed deposits with terms ranging from five years and one day to ten years.
• This plan is valid from May 20, 2020, to October 7, 2022.
• It applies to single fixed deposits with a value of less than Rs. 2 crores.
• The penalty rate is 1.25 percent if a deposit created or renewed under this program is prematurely withdrawn/closed on or after five years and one day.

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

• Partial withdrawal option available.
• Get tax benefit for the account.
• The higher interest rate for senior citizens.
• Premature withdrawal option available.

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen year

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

• HSBC Fixed Deposits may now be opened online in a few steps with a minimum contribution of INR 10,000.
• You will receive a high-interest rate on your deposits, with special interest rates for some tenures.
• You are able to choose from a wide range of tenures according to your convenience

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

• Auto renewal option benefits.
• Partial withdrawal option available.
• Get tax benefits for the account.
• The account can be accessed from anywhere online.
• Loan or overdraft facility up to 90% of the principal amount.

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

• Favorable interest rates 
• Additional interest to pensioners
• Flexible investment period
• Allow partial withdrawals  
• Flexibility in Interest Payment
• Nomination
• Auto-renewal tool

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

• With its attractive interest rates and multiple interest payout options,
• Jana Small Finance Bank's Regular Fixed Deposit is the ideal investment.

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

• The investor must open set savings account with a minimum quantity for fastened Deposit, that is Rs. 5,000 for Kotak Mahindra Bank. the quantity remains fastened for a pre-determined period against the promise of a selected charge per unit.
• There are multiple interest withdrawal choices for a set deposit. With Kotak Mahindra Bank, you decide on among additive, monthly, or quarterly pay-out choices of the FD interest quantity.
• We additionally permit depositors to withdraw fastened deposit funds partly or untimely, guaranteeing higher flexibility of fund usage.

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen year

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

Ratnakar Bank Limited (RBL), one of the top private sector banks, offers fixed deposits as a key investment product. The bank's fixed deposit interest rates range between 3.25% and 6.50% for deposits up to Rs.3 crore.

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

• Autorenewal option benefits.
• Partial withdrawal option available.
• Get tax benefit for the account.
• Account can be accessed from anywhere online.
• Tenure can be extended for more than 10 years.

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

Rates of interest up to 6.10% p.a. for 1 year and 0.50% extra for senior citizens. Invest with self-directed FD without a savings account, with a minimum investment of Rs.5000 and a maximum investment of Rs.90,000. Choose to invest over a period of 7 days to 365 days.

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

• Higher Returns on Investment
• Flexible Pay-outs
• Flexible Tenure

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

• Profits are guaranteed.
• Benefits for Senior Citizens
• Auto-renewal service
• Accruals tailored to your needs
• Term Deposits can be opened online.
• Low return on investment
• Term lengths that are flexible

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

• Invest as little as ten thousand dollars.
• Five-year fixed-term contract
• Section 80C allows you to deduct up to $150,000 in taxes.
• * Interest can be paid monthly, quarterly, or reinvested in the principle.

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

Union Bank of India's digital banking platform provides easy access to these products.
With a fixed deposit facility offered by the Union Bank of India, customers can earn interest rates ranging from 3.00% to 5.40%.

Eligibility

• Citizen Individuals above eighteen years (sole or joint)
• A financial saving is available for Resident Individual (sole or joint account)
• Foreign national and Hindu undivided family (HUF) customers, who are above eighteen years

Document Required

• ID Proof:-    Driving License, Passport, Voter's ID, Aadhaar Card
• Address Proof:-    Passport, Driving License, Voter's ID, Aadhaar Cards, Utility Bill, Financial institution Statement
• Signature Proof:-     PAN Cards, Driving License, Passport

Features of Mutual Fund

• Term from seven days to ten years
• Guaranteed interest rate, independent of market
• Affordable scan and scan facility  
• FD will soon be as many Rs  with a scan facility
• Receive bill of exchange  up to forty years your deposit increases principal
• FD reinvest option to receive compound interest quarterly  
• Get stable financial return with monthly/quarterly payment options